Your 1098-VLI filing account opens on 1095EZ
Vehicle Loan Interest runs on the 1095EZ platform, so you sign up there and file from the same account.
You will continue to the 1095EZ Online account form.
- Powered by 1095EZ Online
- Built for Section 6050AA
- Returns e-filed to IRS IRIS
- No IT work needed
From sign-up to e-filing
- Open your account on 1095EZ Online.
The form asks for your first name, last name, email address and a password.
- Upload your loan data in Excel.
The file holds borrower details, loan amounts and interest paid. No connection to your core system is needed.
- Approve before anything is filed.
The required fields are checked first. Any record the IRS would reject is flagged, and once you approve the batch, returns are e-filed directly to the IRS IRIS platform.
Questions before you sign up
Vehicle Loan Interest is powered by 1095EZ Online, an established IRS information reporting platform. Your Form 1098-VLI filing is completed on 1095EZ, so the account you file from is opened there and not on this site.
Due dates for 2026 interest
Borrower copies are due January 31, 2027, and electronic filing with the IRS is due March 31, 2027. We can mail the printed borrower copies, if you choose that option.